 |
|
|
|
|
|
|
Qualifications for Home Ownership
Need for Adequate Housing — Your family must be living in substandard or inadequate housing that does not meet the needs of your family. We will also consider families who are currently living in subsidized housing, families who are currently living with other families or who are homeless, and families whose current housing expenses exceed 30% of their income.
Ability to Pay — You must be able to afford monthly mortgage payments for a Habitat home including principle, taxes, and insurance. You must also meet our minimum income guidelines and not exceed our maximum income guidelines depending on your family size. Please see the chart below.
|
|
 |
2012 Income Guidelines
|
Number of People
One
Two
Three
Four
Five
Six
Seven
Eight
|
Minimum Income Requirement
$15,000
$17,150
$19,300
$21,400
$23,150
$24,850
$26,550
$28,250
|
Maximum Income Qualification
$30,000
$34,300
$38,600
$42,800
$46,300
$49,700
$53,100
$56,500
|
|
|
 |
|
Willingness to Partner — To be considered for a Habitat home you and your family must be willing to complete 500 “sweat equity” hours. 100 of these volunteer hours must be worked on home construction. Your help in building your home and the homes of others is called “sweat equity” and may include clearing the lot, painting, helping with construction, working in the Habitat office or other approved activities. You also will be required to attend classes in personal finances, home ownership, and home maintenance. Along with this, you may be asked to participate in TriState Habitat for Humanity fund raising events. In addition, you must be willing to live where TriState Habitat for Humanity has available land.
TriState Habitat for Humanity’s service area includes Butler, Warren, and Clermont Counties in Ohio; Boone, Kenton, and Campbell Counties in Kentucky; and Dearborn and Ohio Counties in Indiana.
If you would like to learn more about our home ownership program, call us at 513-942-9211 or complete the online interest form below. An application will be mailed to you.
|
|
|
|
Equal Housing Opportunity
|
|
We are pledged to the letter and spirit of U.S. policy for the achievement of equal
housing opportunity throughout the nation. We encourage and support an
affirmative advertising and marketing program in which there are no barriers to
obtaining housing because of race, color, religion, sex, handicap, familial status,
national origin, age, marital status, or sources of income.
|
|
|
|
Interest Form
Please review the Qualifications for Home Ownership above to ensure that you meet our guidelines before submitting this interest form to THFH. Please note that this interest form is NOT an application for a Habitat home but provides us with your contact information so that we can mail an application to you.
If while answering the below questions, you have specific questions regarding the qualifications for our home ownership program, please call us at 513-942-9211.
For help call (513) 942-9211
|
|
|
|
|
|
| |
|
|
|