Core Principles

The Core Principles of Habitat for Humanity home ownership program is unique. It is based on our core principles:

Christian Ministry
Habitat for Humanity is an ecumenical Christian Ministry.

Habitat is a Partnership
We believe low-income families need capital, not charity. Habitat provides a "hand-up, not hand-out" that promotes an atmosphere of partnership with volunteers and homeowners. What was once a social issue turns into a partnership as we work together in the home construction of one special family. Each family is assigned a support partner during the construction of their home.

No Profit, No Interest
Our Habitat homes are sold under the terms of no-profit construction and no-interest mortgages.

Homeowner Selection
The criteria for selecting families is based on need for adequate shelter, ability to pay and willingness to partner. When selecting homeowners, we do not discriminate against religion, race or ethnic background. All applicable federal and state laws regarding mortgages are followed.

Sweat Equity
We believe in sweat equity, the principle of families helping to build their own homes and the homes of others. Families can recruit friends to help with their sweat equity hours.